We are committed to helping you maximize your insurance benefits. We accept all insurances, but are contracted with Blue Cross, Delta, Southland, Aetna, Cigna, Metlife, United Concordia, Guardian, and Humana. Your dental insurance is a contract between you and your insurance company or between your employer and the insurance company. Our office is not a party in this contract. The level of benefit you receive is determined by the contract you or your employer signed up for. The premium you pay, amount of your deductible, co-pay amounts, and annual maximums are all terms of that contract. Every contract is different, however, we will do our best to give you an accurate estimate of your co-payment. This must be paid at the time of service. Despite our best efforts to give you an accurate estimate, this is just an estimate, and occasionally insurance will pay less than the approximation. The patient is responsible for any amount that is not paid by their insurance.